Ratio
Average of Banks in Top Quartile
Average of Banks in Top Quartile
Average of the Banks which remained in Top Quartile
Average of the Banks which remained in Top Quartile
Post GFC Pre GFC Post GFC Pre GFC
Capital Adequacy Ratio -Total Capital Ratio (CAP) 18.74 19.49 18.22 24.5
Net Interest Margin (NIM) 3.84 3.65 3.76 3.775
Return on Assets (ROA) 2.35 3.09 2.2 3.89
Return on Equity (ROE) 16.07 43.94 13.56 54.77
Cost to Income Ratio (COST) 34.28 32.75 35.4 27.64
Loan Loss Reserves / Gross Loans (LLGL) 3.35 2.81 4.78 4.37
Liquid Assets / Customer & ST Funding (LIQ) 23.56 326.56 20.35 155
Total Assets US$ (TA) 16,753 9,234 30,290 18,340