|
Post GFC |
Pre GFC |
Post GFC |
Pre GFC |
Post GFC |
Pre GFC |
Capital Adequacy Ratio - Total Capital Ratio (CAP) |
15.07 |
15.27 |
17.37 |
17.66 |
19.08 |
20.93 |
Net Interest Margin (NIM) |
2.60 |
2.75 |
2.89 |
3.31 |
3.55 |
4.03 |
Return on Assets (ROA) |
1.04 |
2.48 |
1.67 |
3.18 |
2.22 |
4.09 |
Return on Equity (ROE) |
9.09 |
18.14 |
12.61 |
22.8 |
16.73 |
27.58 |
Cost to Income Ratio (COST) |
27.65 |
21.36 |
32.67 |
30.07 |
37.85 |
36.48 |
Loan Loss Reserves / Gross Loans (LLGL) |
2.21 |
1.72 |
3.05 |
2.86 |
4.87 |
3.99 |
Liquid Assets / Customer & ST Funding (LIQ) |
17.32 |
22.12 |
23.36 |
32.72 |
33.39 |
42.54 |
Total Assets US$ (TA) |
7882 |
5093 |
15762 |
12480 |
33823 |
21249 |