The Impact of Formalization program on Informal Household Enterprises
Performance: Evidence from a quasi-experiment in Nigeria
Abstract
This study uses a novel, large-scale of individuals and households
obtained from the Access to Financial Services in Nigeria survey (A2F)
to investigate the causal effects of the BIS program on the performance
of informal household enterprises. For the purpose of this study, I
collected data for two periods, 2018 and 2020; meaning the period when
the BIS formalization program was implemented. The survey was conducted
by the Enhancing Financial Innovation & Access (EFInA) Team in
partnership with the Central Bank of Nigeria and the National Bureau of
Statistics.